Skill Inventory Matrix
Enabler for Internal Mobility Program
Records
| ID | Sector | Division | Department | Unit | Technical Skills |
|---|---|---|---|---|---|
| 4104 | Risk Management | Credit Risk | Knowledge of end-to-end credit risk frameworks, including credit policy development, risk exposure assessment, and mitigation strategies. | ||
| 4105 | Risk Management | Credit Risk | Knowledge of retail and non-retail portfolio management practices. | ||
| 4106 | Risk Management | Credit Risk | Ability to develop, calibrate, and maintain credit risk models. | ||
| 4107 | Risk Management | Credit Risk | Ability to design and implement credit decision-making models. | ||
| 4108 | Risk Management | Credit Risk | Ability to manage collection and recovery strategies using automated tools, dialer systems, and performance-based agency models to reduce delinquency and loss rates. | ||
| 4109 | Risk Management | Credit Risk | Ability to use MS Excel for credit risk analysis. | ||
| 4110 | Risk Management | Credit Risk | Credit Policy & Underwriting | Knowledge of credit risk policy development and underwriting standards. | |
| 4111 | Risk Management | Credit Risk | Credit Policy & Underwriting | Knowledge of digital tools and emerging technologies. | |
| 4112 | Risk Management | Credit Risk | Credit Policy & Underwriting | Knowledge of delinquency management frameworks and loss mitigation strategies. | |
| 4113 | Risk Management | Credit Risk | Credit Policy & Underwriting | Knowledge of automated collections platforms, including auto-dialers and risk-based treatment strategies. | |
| 4114 | Risk Management | Credit Risk | Credit Policy & Underwriting | Ability to navigate core banking systems such as T24 and interpret IFRS guidelines. | |
| 4115 | Risk Management | Credit Risk | Credit Policy & Underwriting | Ability to apply a digital mindset in optimizing credit workflows, leveraging analytics, and enhancing customer experience through automation. | |
| 4116 | Risk Management | Credit Risk | Credit Policy & Underwriting | Ability to assess and manage portfolio-level credit risk through segmentation, stress testing, and early warning indicators. | |
| 4117 | Risk Management | Credit Risk | Credit Policy & Underwriting | Ability to operate and configure Credit Management Systems (CMS). | |
| 4118 | Risk Management | Credit Risk | Portfolio Management & Analytics | Knowledge of portfolio risk management principles and stress testing methodologies. | |
| 4119 | Risk Management | Credit Risk | Portfolio Management & Analytics | Knowledge of Credit Management Systems (CMS) to support credit risk assessment, automated decisioning, and workflow optimization. | |
| 4120 | Risk Management | Credit Risk | Portfolio Management & Analytics | Knowledge of T24 core banking system functionalities and IFRS standards to ensure compliance in credit accounting and provisioning. | |
| 4121 | Risk Management | Credit Risk | Portfolio Management & Analytics | Ability to apply a digital mindset by adopting technology and data tools to enhance credit risk processes and decision-making. | |
| 4122 | Risk Management | Credit Risk | Portfolio Management & Analytics | Ability to manage delinquency trends and apply loss mitigation strategies. | |
| 4123 | Risk Management | Credit Risk | Portfolio Management & Analytics | Ability to utilize MS Excel and Power BI to conduct credit risk analytics, develop dashboards, and monitor portfolio performance. | |
| 4126 | Risk Management | Market & ALM Risk | Knowledge of Counterparty Credit Risk (CCR) and Credit Valuation Adjustment (CVA) methodologies. |